![]() Learn more about the Capital One Quicksilver Cash Rewards But if you want a consistent, no-annual fee card with a solid cash back plan and reasonable travel perks, the Capital One Quicksilver Cash Rewards is a great pick. ![]() Look elsewhere if you want a complex (though potentially more rewarding) system of points, shifting rewards categories, and other gambits. Ultimately, whether this card is right for you depends on your priorities as a spender and saver. So, is the Capital One Quicksilver worth it? It’s rated among our best credit cards for 2020. This one’s a winner, especially against other, lesser, cash-back cards. Head to those posts for an in-depth look at those aspects of the card. We’ve reviewed the Capital One Quicksilver Cash Rewards card before, highlighting it as one of the top cash-back cards to help you save money on big purchases, and as an excellent choice for sports fans, too. How does the Capital One Quicksilver rank in our reviews? Don’t ever let your balance go overdue and you’ll never have to worry. The Quicksilver Cash Rewards charges up to $40 for overdue payments. The Quicksilver Cash Rewards card’s no-nonsense approach does away with that, so you’re essentially trading higher cash-back rates for an easier process. But the fine print on those cards often limits the card’s potential, with rotating rewards calendars and quarterly cash-back limits that eat away at your ability to earn cash back. Other cards on the market boast higher cash back rates, sometimes at 4% or even 5%. More: The best credit cards this year What drawbacks does the Capital One Quicksilver have? If that’s the case, consider applying for the Capital One QuicksilverOne rewards card, which has a similar rewards philosophy at a $39 annual fee. Say you want that sweet 1.5% cash-back on purchases, but don’t have the credit history or score to make it happen. ![]() This isn’t the only Capital One-branded card for cash-back lovers. How does the Capital One Quicksilver compare to other cards? Certain items are covered under Capital One’s extended warranty program. You’ll get access Capital One’s 24/7 concierge desk while you’re traveling abroad, and you’ll never have to worry about foreign transaction fees-there aren’t any. It’s also a great card for people who want basic perks on top of lots of cash back. You’ll get a $200 bonus after spending $500 on the card-as long as you do it in your first three months, that is. This card already lets you make money by spending money, so some extra perks come as no surprise. More: Learn more about the Capital One Quicksilver Cash Rewards What perks do you get with the Capital One Quicksilver? All of this can be done via your Capital One mobile app. Third, you can request it in the form of a gift card. Second, you can apply it to a recent purchase, like a new laptop or refrigerator. First, you can redeem it as a check from Capital One or as a statement credit. You can get your cash-back in three different ways. The points you earn never expire, and you can collect an unlimited number of them. Every purchase, every day, delivers 1.5% back. This card rewards you 1.5% cash back on all purchases, no matter what you’re buying, when or where. Who doesn’t love consistency? On that front the Quicksilver Cash Rewards card delivers in a big way. What points do you get with the Capital One Quicksilver? Capital One doesn’t announce the minimum score its approves for this card, but a strong credit history and above-average score should make applying a breeze. Who should get the Capital One Quicksilver?Ĭonsider applying for the Capital One Quicksilver Cash Rewards if you have good or excellent credit. ![]() Welcome bonus: $200 back after spending $500 in the first three months.Learn more about the Capital One Quicksilver Cash Rewards Credit Card Everything you need to know about the Capital One Quicksilver Cash Rewards Plus, there are a few solid perks, like no annual fee, a 15-month 0% introductory APR, and a $200 welcome bonus to sweeten the deal. That 1.5% is one of the better universal rates on the market, and you won't have to fight through a mystifying web of policies to collect the points you've earned. We picked the Capital One Quicksilver Cash Rewards as one of our top choices to save money due to this simplicity. That's because the universal cash-back rate-1.5%-applies to every purchase you make. Quicksilver shoos away those complicated pick-and-choose policies that other cash-back cards favor. Spend a little here, earn a little everywhere-the Capital One Quicksilver Cash Rewards Credit Card takes the guesswork out of earning cash back. However, our picks and opinions are independent from USA TODAY's newsroom and any business incentives. If you sign up for a credit card after clicking one of our links, we may earn a small fee for referring you. Our editors review and recommend products to help you buy the stuff you need.
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